Community Loan Services

"MICROFINANCE - FOR A BETTER LIFE"

"Small business microfinancing is an important tool to help entrepreneurs create a better future for themselves and their communities."

Our Services

The Small Business Enterprise Loan

This is a loan that is meant for small businesses that allows for one to get a loan that is k20, 000 and below for a period of 3 - 36 months.

The Business Enterprise Loan

The BEL is a loan that carters for the medium to large enterprises as it allows for a businessperson to acquire a loan of k20, 001 and up to k200, 000.

...FOSTERING SMALL SCALE ECONOMICAL GROWTH.

We enable individuals to invest in their businesses and communities, which can lead to increased economic growth and improved standards of living. UMINO also empowers people to take control of their financial futures and build a better future for their families and communities.

REQUIREMENTS FOR LOAN ACQUISITION

Be a resident of UMINO’s operational areas for not less than 2 years (Rufunsa, Nyimba, Petauke, Sinda, Katete, Luangwa and Lundazi)

Have a valid form of identity (NRC, Passport or Driver’s license)

Be able to produce valid collateral that is equivalent in value to the amount one intends to borrow.

Have a functional business enterprise.

Be 18 -70 years of age

Further Ts and Cs Apply!

TRY OUT OUR LOAN CALCULATOR

We think it’s a great tool for anyone looking to determine the cost of their loan and make sure they’re getting the best deal. We’re confident you’ll find it easy to use and helpful in understanding the terms of your loan. Feel free to reach out if you have any questions or need more information.