Who We Are?

BACKGROUND

Change the statement under background; UMINO Community Loan Services is an entrepreneurial financing organization registered in July 2017 to provides financial services to rural parts of Zambia. UMINO stands for ‘UMoyo wabwINO’ which means a good life or better life. UMINO is currently providing loans to Small and Medium Enterprises (SMEs) in the Eastern part of Zambia.

UMINO is proud to be an entrepreneurial-oriented MFI: As opposed to many other MFIs, UMINO provides loans to individual clients, based on a thorough review of the client’s business plan.

Our Mission

UMINO’s Mission is identify and empower entrepreneurial rural Zambians to start & grow businesses by offering a) access to financing, b) business education& advice and c) business connections to clients and others.

 

Our vision

UMINO’s Vision is to be Zambia’s most entrepreneurial, impactful and sustainable rural financing organization.

Our Core Values

We have defined several values to form a framework for how we want to be perceived by all of our stakeholders. The values will guide our daily business as well as our general performance and these are: